Terms of Use

1.  DEFINITIONS

“mintLX” shall mean mint LX, Inc., its officers, employees, directors, and all other persons or entities affiliated with mintLX responsible for creating, maintaining, and publishing this Site, and also includes the mintLX.com website. “Content” shall mean all materials, information and images contained on the Site, including but not limited to, trademarks, copyrightable material, advertisements, data, text, graphics, files, photos, software and video.  “Site” shall mean the Internet site located at the URL address http://www.mintLX.com (and including https://www.mintLX.com), and the Help Center located at the URL address http://support.mintlx.com/portal (and including https://support.mintlx.com/portal).  “User” shall mean any person or entity that accesses or uses the Site in any manner.

2.  INTRODUCTION

The mintLX.com website is owned by mint LX, Inc. (mintLX) which conducts its business at 405 RXR Plaza, Uniondale, NY 11556. This Site may contain information which has been provided by REALTORS® who are members of the National Association of Realtors and state and/or local Realtor Boards. This Site also contains information provided to mintLX.com from a variety of sources including, but not limited to, other public websites, quasi-public websites, private not-for-profit websites and business-for-profit websites. The information and/or content displayed on mintLX.com is not guaranteed accurate by mintLX.

mintLX offers you access to the Site in exchange for your agreement to accept and comply with the terms, conditions, and notices stated herein and as may be modified by mintLX from time-to-time. mintLX refers to these terms, conditions, and notices, whether modified or unmodified, as the “Agreement” or as the “Terms of Use”. mintLX reserves the right to modify in its sole discretion this Agreement and/or the Site without providing notification. You are responsible for regularly reviewing this Agreement.

BY VISITING OR USING ANY PART OF THE SITE, EXCEPT FOR THE mintLX.com HOME PAGE AND THESE TERMS OF USE, YOU ARE AGREEING TO THESE TERMS OF USE, AND YOU ARE AGREEING THAT THIS IS A BINDING CONTRACT BETWEEN mintLX AND YOU. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF USE, PLEASE DO NOT VISIT OR USE ANY PART OF THE SITE.

ADDITIONAL TERMS MAY GOVERN USE OR CERTAIN WEBSITES OR WEB PAGES WITHIN THE SITE.

NOTICE FOR ALL FINANCIAL AND MORTGAGE TOOLS.  Any financial and/or mortgage tools available on the Site are calculation tools, not an offer to lend.  Interest rates shown are for demonstration purposes only.  Actual market interest rates may vary.

HEADINGS OF TERMS OF USE. mintLX provides headings to help clarify the various provisions of these TERMS OF USE. These headings are added for your reading and reference convenience, and in no way are to be used for interpreting the terms of these TERMS OF USE. Reading any specific section contained in these Terms of Use in no way absolves you of your duty to comply with each and every section of these Terms of Use.

3.  GENERAL USE AND LIMITATIONS ON GENERAL USE OF THE SITE

A.         Except where we specify otherwise, mintLX offers you access to the Site solely for your personal and non-commercial uses.  You promise that you will not use the Site, in whole or in part, for any purpose that is unlawful or prohibited by these Terms of Use or for any purposes other than those that are personal and non-commercial.  You agree that you will not, except for your personal use, modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another Web page, use on any other website, transfer or sell any information, software, lists of users, databases or other lists, products or services provided through or obtained from the Site.  This means, among other activities, that you agree not to engage in the practices of “screen scraping,” “database scraping,” or any other activity with the purpose of obtaining lists of users or other information.  You agree that you will not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site.  You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.

B.          If and when requested by mintLX you agree to provide true, accurate, and complete user information and to refrain from impersonating or falsely representing your affiliation with any person or entity.  Except with the written permission of mintLX, you agree that you will not access or attempt to access password protected, secure or non-public areas of the Site. Unauthorized individuals attempting to access prohibited areas of the Site may be subject to prosecution.

C.         The origin of any link to the mintLX.com home page (or to any individual page thereon, including from the Help Center) must be accompanied by a clear and prominent attribution indicating that the link is connected to the mintLX.com home page. For example, prominently positioning the mintLX.com name and mark such that there is clear association between the name and mark and the destination of the link is acceptable. However, you agree that you will not juxtapose the mintLX or mintLX.com name and mark and the link with your name or any other material(s) in a manner which might give rise to any erroneous conclusion that there is any affiliation or association between mintLX or mintLX.com, on the one hand, and you or any other person or entity, on the other hand. You agree that if mintLX, in its sole and unfettered discretion, requests in writing that you remove any link or links to the mintLX.com website, you will promptly do so. You agree that if you create any link to the mintLX.com website that you will not employ any technology that results in the placement of content from the mintLX.com website in a frame and/or a reduced pop-up window and/or any other display mechanism which changes the mintLX.com website from how it would appear if a user typed in the mintLX.com URL to a typical browser line.

D.         As part of the registration process to use the Members Only portions of the Site, you will select a user name and password. You may change your password at any time in accordance with the procedure on the Site. You agree you are exclusively responsible for maintaining the security of your password. You agree to provide mintLX with accurate, complete, and updated registration information. Failure to do so shall constitute a breach of this Agreement, which may result in immediate termination of your access to the Site.

E.         mintLX reserves the right, but not the obligation, to send electronic mail to any and all users of the Site for the purpose of informing them of changes or additions to the Site or any related services or products. Your registration on the Site constitutes your consent to receive such electronic mail unless it is subject to any right you may have to opt-out of receiving said messages and you have opted out as provided for in mintLX’s Privacy Policy.

4.  INFORMATION PROVIDED TO YOU THROUGH THE SITE FROM mintLX.

A.         The Site contains information, including, but not limited to mintLX Content. mintLX presents and makes available such content and information through the Site as a public service, for the sole purpose of aiding you, the individual consumer. mintLX, therefore, cannot guarantee the accuracy, sufficiency, correctness, veracity, completeness, or timeliness of such information. You are responsible for confirming the sufficiency and reliability of any such information.

B.         The Site you are about to enter also contains links to other websites maintained by other organizations both public and private.  mintLX has not made an independent investigation to ascertain whether or not the information contained in said sites is accurate.

C.         mintLX takes reasonable steps to maintain the accuracy and update the Content on the Site.  However, mintLX does not make any representations or warranties regarding the accuracy of the Content, nor does mintLX make any commitment to update the Content.  mintLX reserves the right in its sole discretion to add, remove or otherwise modify the Content and the Site at any time without notice.

D.         The Content and information provided on the Site is for informational purposes only.  The information should not be construed as a recommendation by mintLX for any course of action regarding financial, legal, or accounting matters.  It is not meant as a substitute for professional advice from a qualified legal, accounting or financial professional.

5.  INFORMATION PROVIDED TO YOU FROM mintLX SITE LINKS TO OTHER SITES.

A.         For your convenience, the Site contains content and information from links to affiliate websites (“Affiliate Content”). Such Affiliate Content is not under the control of mintLX and it is not responsible for such content, including without limitation any link contained in such content, or any changes or updates to such content. mintLX is providing such content to you only as a convenience and the inclusion of such content does not imply endorsement by mintLX of such content or the affiliate. You may be subject to additional and/or different terms, conditions, and privacy policies when you use affiliate services, content, software or sites. These TERMS OF USE include the terms of the "Affiliate Disclosure" that is included in the Site here: www.mintLX.com/legalnotices/affiliates

B.         mintLX does not have any business relationship with any of the firms selling services or products through links to their websites other than the fact that mintLX may receive a small commission if you purchase such products or services. It is incumbent upon you to investigate fully the products, services, and the companies offering the same as neither this site nor its owners has done so. Such websites may have terms and conditions of use which vary from the terms of use for mintLX's Site. In the event that the terms of such website are in conflict with these terms then in so far as the relationship between you and mintLX is concerned the terms of use set forth herein shall prevail.

6.  DISCLAIMER.

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

YOUR USE OF AND RELIANCE UPON ANY AND ALL INFORMATION, INCLUDING BUT NOT LIMITED TO SITE CONTENT AND AFFILIATE CONTENT, PROVIDED BY mintLX THROUGH THE mintLX SITE IS AT YOUR SOLE RISK. SUCH INFORMATION IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. mintLX MAKES NO EXPRESS OR IMPLIED REPRESENTATIONS, WARRANTIES, OR GUARANTEES WITH REGARD TO THE APPROPRIATENESS, ACCURACY, SUFFICIENCY, CORRECTNESS, VERACITY, VALUE, COMPLETENESS, OR TIMELINESS OF SUCH INFORMATION. mintLX EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. mintLX SHALL HAVE NO LIABILITY TO YOU OR ANY OTHER USER OF SUCH INFORMATION OR TO ANY THIRD PARTY FOR ANY LOSS, EXPENSE, OR DAMAGE, INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES AND INCLUDING LOST PROFITS OR LOST REVENUE, CAUSED DIRECTLY OR INDIRECTLY BY THE USE OR RELIANCE UPON SUCH INFORMATION. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE mintLX SITE IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

7.  OUR PRIVACY POLICY

In order for you to participate in certain services that mintLX provides through the mintLX Site, mintLX will require that you provide specific information about yourself (the “mintLX.com Solicited Information”).  If you choose to participate in such services, you agree to provide true, accurate and complete information and to refrain from impersonating or falsely representing your affiliation with any person or entity.  mintLX is committed to maintaining the privacy and security of any and all such information that you provide to them through the Site.  To that end, mintLX urges you to review the mintLX.com Privacy Policy which may be accessed by clicking on the following link, the terms of which are included and incorporated into these TERMS OF USE:

mintLX.com Privacy Policy. 

8.  SERVICES PROVIDED THROUGH THE SITE

Non-Commercial Services  

mintLX provides through the Site a number of venues in which interactive services (“Interactive Services”), such as online calculators, planning tools, and checklists, are offered to you. Such services are offered by mintLX for the sole purpose of disseminating information for the public’s benefit. mintLX cannot guarantee the accuracy, sufficiency, correctness, veracity, completeness, or timeliness of such services. You are responsible for confirming the sufficiency and reliability of any such service.

THE INFORMATION CONTAINED IN AND PROVIDED THROUGH SITE INTERACTIVE SERVICES ARE NOT INTENDED NOR IMPLIED TO BE A SUBSTITUTE FOR PROFESSIONAL ADVICE. mintLX MAKES NO EXPRESS OR IMPLIED REPRESENTATION, WARRANTY OR GUARANTEE IN CONNECTION WITH THE INFORMATION, INCLUDING THE CONTENT, CONTAINED IN AND PROVIDED THROUGH SUCH SERVICES, INCLUDING THE APPROPRIATENESS, ACCURACY, CORRECTNESS, VERACITY, VALUE, SUFFICIENCY, TIMELINESS, OR COMPLETENESS OF THE DATA, METHODS AND OTHER INFORMATION CONTAINED IN AND PROVIDED THROUGH SUCH SERVICES. mintLX EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT WITH REGARD TO SUCH SERVICES. mintLX SHALL HAVE NO LIABILITY TO YOU OR ANY OTHER USER OF SUCH SERVICES OR TO ANY THIRD PARTY FOR ANY LOSS, EXPENSE, OR DAMAGE, INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES AND INCLUDING LOST PROFITS OR LOST REVENUE, CAUSED DIRECTLY OR INDIRECTLY BY ANY ERROR OR OMISSION, OR ARISING OUT OF, OR IN CONNECTION WITH, THE INFORMATION AND CONTENT CONTAINED IN OR PROVIDED THROUGH SUCH SERVICES. IN NO EVENT WILL LIBOR BE LIABLE TO ANY USER OF SUCH SERVICES OR TO ANY THIRD PARTY FOR ANY DECISION MADE OR ACTION TAKEN BY ANY USER OF SUCH SERVICES OR ANY THIRD PARTY IN RELIANCE UPON THE INFORMATION AND CONTENT CONTAINED IN OR PROVIDED THROUGH SUCH SERVICES. A USER’S SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH SUCH A SERVICE IS TO STOP USING THE SERVICE.

9.  FORUMS; RESPONSIBILITY FOR SUBMISSIONS; mintLX’S RIGHT TO REMOVE SUBMISSIONS

From time to time a discussion forum, bulletin board, blog, chat area, news group, community, or other feature designed so that Users may upload data and images or communicate with others (“Forum”) may be made available to Users on this Site. mintLX, in its sole discretion, reserves the right to review, control or edit any text, data, images, files, or other materials that may be uploaded, posted or submitted in any forum (“Submissions”) as well as the right to refuse to post any such Submission. mintLX does not guarantee that it will review every submission, nor does mintLX guarantee the accuracy, legality or reliability of any submissions, and under no circumstances will mintLX be responsible or liable for Submissions, and Users are advised to investigate and evaluate Submissions prior to relying on any of them. Users understand that Submissions may be accessible to and viewed by the general public, therefore Users should exercise caution before including any personally identifiable information in a Submission.

USERS REPRESENT AND WARRANT THAT THEY HAVE THE LEGAL RIGHT AND/OR HAVE OBTAINED ALL LICENSES AND PERMISSIONS NECESSARY TO POST THE SUBMISSION, AND THAT THE SUBMISSION WILL NOT VIOLATE ANY LAW OR INFRINGE ON THE RIGHTS OF ANY THIRD PARTY, INCLUDING BUT NOT LIMITED TO COPYRIGHT, TRADEMARK, PATENT, PRIVACY OR PUBLICITY RIGHTS. USERS SHALL NOT POST ANY SUBMISSION THAT IS DEFAMATORY, LIBELOUS, SEXUALLY EXPLICIT, OBSCENE, INAPPROPRIATE, INDECENT, OR PROFANE, OR THAT IS DONE WITH THE INTENT TO HARASS, STALK, OR THREATEN OTHERS. USERS SHALL NOT USE SUBMISSIONS OR THE FORUM IN CONNECTION WITH SURVEYS, CONTESTS, PYRAMID SCHEMES, CHAIN LETTERS, JUNK E-MAIL OR SPAMMING. USERS SHALL NOT IMPERSONATE ANY OTHER PERSON WHEN POSTING A SUBMISSION OR CREATE A FALSE IDENTITY TO MISLEAD OTHERS. LIBOR HAS THE RIGHT, AT mintLX’S SOLE DISCRETION, TO COPY REPRODUCE, DISTRIBUTE, TRANSMIT, AND DISPLAY SUBMISSIONS AT ANY TIME WITHOUT CONSIDERATION, AND mintLX HAS THE RIGHT TO DELETE ANY SUBMISSION AT ANY TIME WITHOUT NOTICE. USERS AGREE TO INDEMNIFY, DEFEND AND HOLD mintLX HARMLESS FROM ANY CLAIMS, ACTIONS, LIABILITIES, LOSS, COSTS, DAMAGES, OR EXPENSES, INCLUDING REASONABLE ATTORNEY’S FEES, THAT MAY ARISE DIRECTLY OR INDIRECTLY FROM THE USER’S SUBMISSIONS. SUBMISSIONS MAY NOT CONTAIN ANY ADVERTISEMENTS OR SOLICITATIONS WITHOUT mintLX’S PRIOR WRITTEN CONSENT.

mintLX DISCLAIMS RESPONSIBILITY AND LIABILITY FOR THE CONTENT AND OPINIONS EXPRESSED BY USERS AND/OR OTHERS ON THE SITE INCLUDING, BUT NOT LIMITED TO, CONTENT OR OPINIONS REGARDING ANY PRODUCTS OR SERVICE MENTIONED ON THE SITE.

Each Forum may have rules particular to that Forum, and Users agree to abide by those rules when participating in that Forum.  mintLX reserves the right to limit or terminate access to Forums at any time for any reason without notice.

By posting material to the Site, you grant mintLX, its subsidiaries, affiliates, partners and third party licensees a non exclusive, perpetual, irrevocable, worldwide, sub licensable, royalty-free license to use, store, display, publish, transmit, transfer, distribute, reproduce, aggregate your material with other content, create derivative works of and publicly perform that content for any purpose on and through each of the services provided by the Site. This license shall apply to the distribution and the storage of your content in any form, medium, or technology now known or later developed.

10.  THIRD-PARTY SERVICES.

A number of commercial services, such as shopping, financial and contractor services, are offered by third parties through the Site. You acknowledge that by permitting such services to be offered through the Site, mintLX is acting as a passive conduit for the transmission to such third parties of any information related to such services that you submit to the Site. In order for mintLX to distribute your information and facilitate contacts between you and such third parties, you hereby grant mintLX permission to disclose any and all of the information that you provide to mintLX to any such third party that mintLX, in its sole discretion, deems relevant and appropriate.

Any information that you provide to mintLX must be true, complete, and accurate, must not represent you as someone else or falsely identify you, and must not violate any law, statute, ordinance or regulation. You are solely responsible for such information and for all of the terms and conditions of transactions between you and such third parties, including, without limitation, terms regarding warranties, insurance, fees, taxes, titles and licenses. You must not submit a request for a third party service through the Site unless you intend, in good faith, to contract with such third party for the use of such service.

mintLX is not and will not be responsible for (i) the terms and conditions of any transaction between you and any third party, (ii) any insufficiency of or problems with any such third party’s background, insurance, credit or licensing, or (iii) the quality of services performed by any such third party or any other legal liability arising out of or related to the performance of such services. In the event that you have a dispute with any such third party, you release mintLX from any and all claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes.

11.  TESTIMONIALS AND ENDORSEMENTS.

1. The testimonials, endorsements, and any associated images presented on our Site (hereafter the “testimonials”) reflect the actual past or current customer’s or user’s true and own opinions and/or real-life experiences using our products or services.

2. They have not received any compensation for their testimonials, which appear unedited (except for privacy, clarity, and the correction of typing errors), and for illustrative and educational purposes only.

3. Testimonials appearing on this Site are received in a variety of forms and through a variety of submission methods, including, but not limited, to email, text, audio or video file, social media, applications and websites.

4. By using this Site You agree and understand that the opinions and experiences are personal to those particular customers or users, that those experiences may not be representative of everyone’s experience with that product or service, and they should not be taken as recommendations but rather as customer opinions of the products or services which they may or may not have used. mintLX™ does not claim that they are typical results. Your individual results or experience may vary.

5. By using this Site you acknowledge and agree that the testimonials are not guarantees of future results or performance and that mintLX™ is not responsible for any opinions expressed in the testimonials.

6. mintLX™ makes no warranty or representation, express or implied, as to the accuracy or sufficiency of the information contributed by outside sources, and assumes no responsibility or liability regarding the use of such information. mintLX™ does not warrant the performance, effectiveness or applicability of any materials listed or linked on the Site.

7. All testimonials featured on our Site have been used in accordance with applicable law, comply with the FTC’s guidelines, and respect the privacy of our customers, users and endorsers. See 16 CFR Part 255.

12.  ADVERTISERS.

Advertisement banners and other forms of advertising exist on the Site. However, mintLX is not responsible for the claims or representations made by any advertiser on the Site nor is mintLX responsible for the products and services of advertisers on the Site. Furthermore, the mere presence of an advertiser on the Site does not constitute an endorsement, approval, or sponsorship of any advertiser by mintLX in any respect unless expressly indicated otherwise.

13.  MODIFICATION OF AGREEMENT.

mintLX reserves the right, in its sole discretion, to modify, add or remove portions of these TERMS OF USE at any time without notice or liability, and such modification shall become effective upon posting on the Site.  Your use of the Site following any such modification shall be conclusively deemed to be your acceptance of such modification.    

14.  SUSPENSION OR TERMINATION OF ACCESS.

mintLX reserves the right, in its sole discretion, to suspend or terminate a User’s access to the Site for any reason, including but not limited to, a User’s breach of this Agreement.  mintLX may change, suspend or discontinue any aspect of the services provided at the Site at any time without notice or liability, including the availability of any feature, blog, database or content.

15.  INDEMNIFICATION.

User agrees to defend, indemnify and hold harmless mintLX from all actions, liabilities, losses, claims, damages, costs, and expenses including but not limited to reasonable attorney’s fees, resulting from the User’s violation of any term of this Agreement or alleged illegal use of this Site.

16.  GENERAL TERMS.

This Agreement is governed by the laws of the State of New York, U.S.A. You hereby consent to the exclusive jurisdiction and venue of courts sitting in New York, County of Nassau and/or Eastern District of New York in all disputes arising out of or relating to the use of the mintLX Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and mintLX as a result of this Agreement, or the use of the Site. mintLX’s performance of this Agreement is subject to existing laws and legal process, and nothing contained in this Agreement is in derogation of mintLX’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by mintLX with respect to such use. If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Agreement shall continue in effect. Unless otherwise specified herein, this Agreement constitutes the entire agreement between you and mintLX with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and mintLX with respect to the Site. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. mintLX AND ITS AFFILIATES AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS SITE AT ANY TIME.

IN NO EVENT SHALL mintLX AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE mintLX SITE, WITH THE DELAY OR INABILITY TO USE THE mintLX SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE mintLX SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE mintLX SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF mintLX OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE mintLX SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE mintLX SITE.

You agree to indemnify, defend and hold harmless mintLX, its partners, affiliates, subsidiaries and suppliers from any liability, loss, claim and expense (including attorney’s reasonable fees) related to your violation of this Agreement.

All materials on the Site (as well as the organization and layout of the Site) are owned and copyrighted or licensed by mintLX, its affiliates or its suppliers and licensors. (c) 2025 Copyright mintLX, Inc. All rights reserved worldwide. No reproduction, distribution, or transmission of the copyrighted materials at the Site is permitted without the written permission of mintLX. Any rights not expressly granted herein are reserved.

17. DMCA POLICY - 17 U.S.C 512(c)(3)

If you believe that your intellectual property rights have been violated by mintLX or by a third party who has uploaded Content on our Site, please provide the following information to the mintLX-designated copyright agent listed below.

a.  A description of the copyrighted work or other intellectual property that you claim has been infringed;

b.  A description of where the material that you claim is infringing is located on the Site;

c.  An address, a telephone number, and an email address where mintLX can contact you and, if different, an email address where the alleged infringing party, if not mintLX, can contact you;

d.  A statement that you have a good-faith belief that the use is not authorized by the copyright or other intellectual property rights owner, by its agent, or by law;

e.  A statement by you under penalty of perjury that the information in your notice is accurate and that you are the copyright or intellectual property owner or are authorized to act on the owner’s behalf;

f.  Your electronic or physical signature.

mintLX may request additional information before removing any infringing material.  mintLX may provide the alleged infringing party with your email address so that that person can respond to your allegations.

Pursuant to Title 17, United State code, Section 512(c)(2), notifications of claimed copyright infringement should be sent to Service Provider’s Designated Agent listed below.  ALL INQUIRES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE.

REGINA M. McGOWAN, P.C.
REGINA M. McGOWAN, ESQ.
81 Deer Path Road
Central Islip, NY 11722
347-788-1482

18.  USER’S CONSENT TO BE LEGALLY BOUND TO AGREEMENT.

IN CONSIDERATION OF BEING ALLOWED TO USE THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS AGREEMENT AS SET FORTH ABOVE.  USE OF THE SITE IN ANY MANNER SHALL CONSTITUTE YOUR ACCEPTANCE OF THIS AGREEMENT AND YOUR ASSENT TO BE LEGALLY BOUND BY THIS AGREEMENT.  IF YOU DO NOT AGREE TO BE LEGALLY BOUND BY ALL THE TERMS AND CONDITIONS OF THIS AGREEMENT, YOU ARE STRICTLY PROHIBITED FROM ACCESSING AND/OR USING THIS SITE IN ANY MANNER